If you’ve been looking for a safe, convenient way to save or transact in foreign currency, the Al Baraka Bank Vivere Resident Foreign Currency Account is the solution for you.
Designed for anyone who spends or travels internationally, this account lets you hold 6 currencies all within a fully Shariah-compliant banking framework. Here is what you need to know about how it works, who it’s ideal for, and why many South Africans will benefit when they get this card.
Why This Card Matters
With a single Vivere card, you can buy and hold six different currencies inside one account.
This makes your travel planning, online spending, and foreign currency management simple, convenient, and fully halal.
How This Card Helps You When Traveling
1. Buy foreign currency anytime — even if you’re not traveling yet
You don’t need confirmed travel plans.
Buy and store your currency months in advance, stress-free.
2. Take advantage of favourable exchange rates
When the Rand strengthens, simply buy your currency at a lower rate and keep it ready. If the exchange rate rises later, you’ve already secured your travel money at a cheaper price. This becomes a smart and cost-saving strategy.
3. Safer than carrying cash
You get a Visa card protected by PIN authentication, giving you enhanced safety compared to carrying large amounts of cash on your trip.
4. Global access with flat, transparent fees
Withdraw cash worldwide at competitive fixed fees. No hidden surprises.
Currencies available on the Vivere Resident Foreign Currency Account
You can buy and hold the following six currencies directly on your card:
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USD – US Dollar
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GBP – British Pound
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SAR – Saudi Riyal
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EUR – Euro
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AED – UAE Dirham
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TRY – Turkish Lira
This is ideal for Umrah, Hajj, Middle East travel, international shopping, global payments, or overseas business expenses.
How to Apply for the Vivere Card (Simple 3-Step Process)
- Visit the application link
2. Have these documents ready
- Smart ID
- Proof of address (not older than 3 months)
- SARS tax number
3. Fast approval
Your application is typically approved within 2 to 24 hours, making this a quick and easy way for you to get a foreign currency account in South Africa.
With just a few steps, you get access to a halal, secure, multi-currency card that makes global travel and online spending easier than ever.
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